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Individual Tax Help

Tax Resolution

Simple, Fast, and Affordable

America’s most respected tax resolution firm.
Settling the toughest tax problems since 1975

people + technology

Move forward from I have, to I had a tax problem.

We are committed to your success, after all our success depends on it.

Tax Problems

Confidential Help

Bad things happen to good people. We’re on your side and understand working with the IRS can be difficult and intimidating. We’ve got this!

Whatever a person’s reason for getting behind, it’s important to note that regardless of whether you owe more taxes than you can pay or you expect refunds, getting current with unfiled tax returns—and filing on time going forward—is in your best financial and legal interest in the short and long term.
You should consult a tax resolution professional if you didn’t file because you can’t afford to pay expected back taxes or if you are concerned about unreported income on your tax returns.

We do the heavy lifting.
We start by understanding your unique situation and pulling IRS transcripts and analyze them with IRS Xray Vision® to know exactly what the IRS knows about you.


At the same time, we request a stay on collections, to stop wage levies and bank garnishment. Protecting your income and assets.

We do the heavy lifting. We start by understanding your unique situation and pulling IRS transcripts to know exactly what the IRS knows about you.

At the same time, we request a stay on collections, to stop wage levies and bank garnishment. Protecting your income and assets.

We do the heavy lifting.
We start by understanding your unique situation and pulling IRS transcripts and analyze them with IRS Xray Vision® to know exactly what the IRS knows about you.


At the same time, we request a stay on collections, to stop wage levies and bank garnishment. Protecting your income and assets.

When purchasing a home you will likely be requested to provide copies of your tax returns. If you’re behind this can be an added stress. We can help identify what’s outstanding and get your prepared to apply for a loan.
When inheriting or dividing assets a portion of a business you need to identify assets and liabilities. This includes any tax debt that may not be visible on the surface. We can help identify if the business has outstanding returns or liabilities.
Lothamer has experts to specifically address business tax issues. Select business from the top menue.

Same Day Tax Help

As fast as 24 hours

If you’ve received an IRS  bank levy, wage garnishment,  or a visit from an IRS Revenue Officer it’s time to act fast. Same day service starts the process to protect you and leading to a 1-on-1 consultation.

Lothamer works faster than any other company to help protect you. In as fast as 24 hours we request a stay on collections, to stop wage levies and bank garnishment. Protecting your income and assets. We also communicate with the IRS and direct the IRS to communicate with Lothamer including mail which is scanned daily for review.
Lothamer works faster than any other company to help protect you. In as fast as 24 hours we request a stay on collections, to stop wage levies and bank garnishment. Protecting your income and assets. We also communicate with the IRS and direct the IRS to communicate with Lothamer including mail which is scanned daily for review.
A Revenue Officer can only enter public areas unless you give them permission or with a warrant.

When a Revenue Officer shows up at your house, you do not have to let them in. Politely take their name and identification number from their ID card and inform them that you are getting representation before proceeding further.
RS Tax Audit Representation & Appeals.
If you are being audited by the IRS, by the IRS, one of the most important pieces of advice we can offer is to NOT allow an auditor into your home and possibly not your place of business. Auditors are trained to gather information about your lifestyle, standard of living, and other information not necessarily related to your tax return. Allowing them to survey your property and profile you can increase the scope of your tax audit.

Secondly, we strongly recommend that you contact us prior to speaking to or meeting with your auditor.

Thorough preparation before your audit appointment is extremely important. We conduct an exhaustive and private review of your financial records in our office (before the scheduled audit date) to uncover any potential problem areas where your documentation is not adequate to pass an auditor’s scrutiny. Additionally, we manage all correspondence and meet with the IRS on your behalf; this puts them on notice that you are serious about defending your tax return.

If you have already been audited and disagree with the proposed changes, do not sign the audit examination report. The IRS will provide you 30 days to file an Appeal to contest the results of the audit.
The filing of tax returns can have a tremendous impact on your future including federal and state benefits including substantial stimulus payments. Tax returns are required for most stimulus loans.

With most competitors, it takes several days or weeks before you even speak to a qualified expert who can start to help.

Find How Much You Owe

Plus a Requested Stay on Collections

– Are payments properly recorded?
– What years and payments are missing?
– Identify the options you qualify for.
– Probability of success for each IRS program.
– Opportunities for Income / Asset success.
– Discover if the IRS is considering an audit.
– Find out what does the IRS knows about me.

Putting actions behind our words

You finally decided to do something about your tax problem. We know it’s hard. You need someone who can help make it happen. We’re that someone.


98% Success Reducing what you Pay

Our success rate with IRS offer in compromise is unmatched. Allowing our clients to pay significantly less than they owe to settle their tax debt. Our IRS success simulator can help see your chances up front.

Stop Collections
Fast as Same Day

No one's faster, our Same Day Tax help has saved many from the brink of financial disaster. When you can't afford to wait Lothamer is your answer. Get immediate access to expert help now. No waiting.

Expert People who care

The very best direction to help you find the right solutions to your tax challenges. We develop deep client relationships with our comprehensive approach to find the best solutions.

Our Technology
helps find the best solutions

Like a diver exploring hidden treasures, our technology helps identify the paths to save your hard-earned money. Don't settle for less than you deserve. 

Get the Lothamer Advantage®

Fast, Easy, and Affordable.

Think of us as the Amazon of tax help.

Work with Lothamer

Lothamer is a strong and stable company with the longest track record of success solving business tax problems. We will help navigate the present IRS challenge you face and allow you to get on with living your life.

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National
Competitor
Tax
Attorney
Our technology allows us to cut through the red tape and speed up the resolution process.
We provide greater access to local offices giving you the best representation virtually or in person.
We’re here for you when you need us. Easy one click virtual face-to-face meetings with our tax experts. We take the time to walk you through the plan, answer any questions and optimize your chances of success.
We work fast, within 24 hrs we call the IRS and request a stay on collections to protect you and your income. We retrieve and analyze your complete IRS transcripts using our IRS Success Simulator®. From day one you’ll be working with the industry’s best tax resolution experts. We’ve seen it all, from receipts in shoeboxes to no files at all.
From day one you’ll be working with the industry’s best tax resolution experts. We won’t waste your time with a consultation with a sales person that only delays talking to a tax expert. Our proven process saves you time and provides the optimal paths to resolution.
Since 1975 Lothamer has been settling the toughest tax problems. Lothamer Tax Resolution is a national tax firm of Enrolled Agents, who are also Tax Attorneys or Certified Public Accountants (CPAs), specializing in tax representation and tax problem resolution.
We do the heavy lifting understanding your unique situation and pulling IRS transcripts to know exactly what the IRS knows about you. The data we pull from the IRS is used in our IRS Success Simulator®
Gives you an advantage you can’t get from any other company. Identify your chances of succeeding with multiple proven strategies. Analyze what you qualify for and quantify the optimal path to form your Roadmap to Resolution®.
More often than not competitors are not upfront with what it will take to resolve your tax issues and don’t have the track record of success to justify the cost. You end up going down a path that has low chances of success and wasting critical time and money when in fact better options are available. Lothamer has a 98% acceptance rate for Offer in Compromise.
Many tax resolution companies don’t even tell you the plan or how you’ll get the resolution you seek. Lothamer® is upfront and transparent on what it will take. Within 3 Days your roadmap provides the path to resolution based on the best data and expert advice from people who care.
There are many different paths towards resolution. One option may be filing a Chapter 7 or Chapter 13 Bankruptcy. We have the ability to consider this option when many competitors are unable.
When your tax issue is solved most competitors leave it up to you to stay compliant. This can be a huge mistake that sets you up to fail. Lothamer® frees you from worry, making your success our priority. We’ve built the tools and process to help you stay compliant right into your Roadmap to Resolution®, it’s not an afterthought.
Fast, Convenient, Affordable No need to pay upfront with affordable payment plans, interest-free. We provide more ways to pay.
One of the things our client’s really appreciate is that we keep them constantly updated. This means less stress and one less thing to worry about. We’ve got your back.
Focus on what matters most instead of having to manage the stress. Our client Portal is your mission control. Stay informed of what we’re doing and what’s next. We make it easy and transparent. Get easy access to share files, call, text, or video chat with your dedicated tax expert.

93%

Success

WHO WE ARE

Nationally Recognized Leader

Lothamer has been solving the toughest tax problems since 1975, helping thousands of taxpayers across the country resolve delinquent taxes and move on with their lives.

Tax Help Since 1975
Our combined years of experience and depth of qualifications allow us to provide the best representation to help resolve your tax problems with the IRS and state agencies.
Highest Success
We're extremely proud of our 93% success rate with offer in comprises with the IRS. Our clients to pay far less than they owe. We can determine if it's right for you.
1 Billion Dollars
Lothamer has resolved over 1 Billion dollars in back tax debt. This represents thousands of people we've helped to have the the second chance to move on with their lives.
Peace-of-Mind
We not only solve tax problems, we also show clients innovative ways to get current. Sleep better at night, take a vacation, buy a car, or start a family. Get on with your life.
5 Star Google Reviews
Our A+ BBB rating , hundreds of 5 star Google reviews, high client satisfaction, affordable payment arrangements, and proven results show we are genuinely in this to help people.
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Jesse I. Lothamer, J.D., C.P.A., E.A.
Founder of Lothamer Tax Resolution

Remember today as the day you took your life back

IT ALWAYS SEEMS IMPOSSIBLE UNTIL ITS DONE

We're ready for you

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93%

We're extremely proud of our 93% success rate with offer in comprises with the IRS. Helping our clients to pay far less than they owe. We can determine if it's right for you.

In 2020 taxpayers proposed a total of 44,809 offers in compromise to settle existing tax liabilities for less than the full amount owed. IRS accepted (32%) 14,288 offers, amounting to $158 million, during the year.

Americas most respected tax resolution firm.
Settling the toughest tax problems since 1975

Tax Problems Solved

Received a letter from the IRS? No matter how challenging your tax problem seems, we will identify clear strategies to achieve resolution and help you protect your financial future.

Payroll taxes are aggressively pursued by the IRS & State authorities and put many good companies out of business.
When sales are down, it can be extremely difficult—if not impossible—to pay the payroll taxes you owe. It’s not uncommon for business owners and self-employed persons to put other bills and liabilities ahead of tax payments just to keep the lights on. When this happens, one or two missed quarterly tax payments can easily spiral into a year or two of back taxes. Other errors such as filing mistakes, forgetting to mail a single form, or overlooking a single line on one form can draw the ire of the IRS and result in penalties and compounding interest.
We’ve seen it all, and this is for certain: one year of unfiled taxes tends to swell into several, even for the most well-intentioned taxpayers.
It’s not uncommon for taxpayers to avoid filing tax returns because they know they’ll owe more than they can afford to pay. In other cases, missing records, divorce, death of a spouse, death of their tax preparer, or serious illness can lead to failure to file. Others aren’t sure if (or how) they should report certain income, so they don’t file at all. Still, other folks don’t file for political reasons.

We can advise you on the best course of action and assist you in amending any tax returns or making arrangements for any outstanding balances due.
1) helping you decide whether to file Married Filing Joint or Married Filing Separate,
2) completing all missing tax returns
3) knowing what the best resolution is before filing any returns.
Unfreeze Your Bank Account & Take Back Your Financial Freedom from the IRS. Let Us Fight For a Levy Release and To Help You Keep Your Full Paycheck.

If you have received notice that your accounts have been levied, it is imperative that you take immediate action as the bank will set aside the funds in your account for only 21 days before remitting them to the IRS.
If paying ANY money towards your taxes would create an undue economic hardship, we can negotiate with the IRS to stop collection actions against you for a period of time until you are in a position for permanent resolution.
It Is Possible to Stop All Collection Action By Receiving IRS Non-Collectible Status. IRS Currently Non-Collectible (CNC) Status is intended to help those in a position of financial hardship, but who are unable to do an Offer in Compromise, Bankruptcy, or an Installment Agreement.

The ability to receive Non-Collectible Status is strictly determined by an evaluation of your financial situation. If you simply cannot borrow against assets, nor afford an installment agreement, it may be possible to get the IRS to put your account in a Currently Non-Collectible (CNC) Status, or give you a partial payment plan. However, Currently Non-Collectable status is only a temporary solution with the IRS, possibly only lasting a minimum of one year. If you are placed into Non-Collectible status, you will still need permanent resolution such as an Installment Agreement, Offer in Compromise, or in some cases Bankruptcy. Many times an uncollectable status can be used as an interim step to prepare for doing an Offer in Compromise, or to buy time to file bankruptcy, or simply to let the Statute of Limitations expire.
Establishing installment agreements with the IRS is no simple task. Let us prepare and negotiate a payment plan you can live with.
If you find yourself unable to pay your back tax liabilities in full and up front, you may be able to get an Installment Agreement to pay back the balance over time. We negotiate State & IRS Installment Agreement requests on your behalf to get you the most favorable result possible.

There are several types of IRS Installment Agreements depending on how much you owe and your collectibility status.
We analyze your collectibility based on financial information you provide and will negotiate an Installment Agreement based upon your ability to make monthly payments. We will also analyze whether you qualify for an Offer in Compromise (OIC), which is a reduction in the amount required to be paid, or some other form of resolution that would provide resolution to your tax problem.
If paying off your back tax debt seems impossible, you may be eligible for the IRS Fresh Start Initiative.
With the Fresh Start Program, the IRS has introduced a more real-world approach to providing relief for struggling taxpayers. The Fresh Start Program includes the following

● Expanded streamline installment agreement for individuals owing over $25,000 in tax debt to the IRS.
● Allowing for the withdrawal of a Federal Tax Lien if the tax debt is paid through a Direct Debit Installment Agreement, and the tax balance is under $25,000.
● Businesses that owe $25,000 or less in payroll taxes and have filed all required returns may obtain an installment agreement without having to supply the IRS with financial information.

Some taxpayers may be eligible for an Offer in Compromise (OIC.) An OIC is an agreement between the IRS and a taxpayer to settle the taxpayer’s liabilities for less than the full amount. The IRS Fresh Start Program made changes to the Offer in Compromise as follows:

● Expanded the streamlined Offer in Compromise program to cover more taxpayers. Revised how the OIC is calculated.
● Allows the taxpayer to use expenses that previously the taxpayer could not claim as a reasonable and necessary living expense.
● Allows the taxpayer to exclude income-producing assets in calculating the amount of an Offer in Compromise.
Negotiating & Procuring Offer In Compromise (OIC) Deals That Can Dramatically Reduce The Amount You Owe. We Handle Everything. You’ve seen and heard TV and radio personalities promising “pennies on the dollar” and wondered if they were legitimate. There are proven and effective ways to substantially reduce your tax liability, and there is no question that you should pursue them if you qualify. Offer in Compromise (OIC) programs allow you to pay the IRS, and in some states like Michigan, a lump sum to settle your tax burden. Upon acceptance and payment of your Offer, all applicable tax liens are removed, and you can move on with your life.

The percentage of accepted Offer In Compromise (OIC) in 2019 was 33%, Lothamer Offer in Compromise acceptance rate is over 98%. See our results.
Our IRS Success Simulator® optimizes paths to resolution including opportunities to significantly reduce what you owe. Analyze what you qualify for and quantify the optimal path to form your Roadmap to Resolution®.

If it’s financially impossible for you to pay off your tax debt there’s a very good chance that you’re eligible for an OIC settlement for a lesser amount than what you currently owe.
The IRS and State Tax Agencies have strict guidelines to decide who qualifies for an Offer in Compromise agreement, determined by a set of calculations based on your income, assets and allowable living expenses. Generally speaking, those who qualify for OICs are taxpayers with tax debt who are experiencing financial hardship.

Unfortunately, qualifying for an Offer in Compromise is less than half the battle. Preparing and negotiating Offer in Compromise settlements is a complicated procedure. Our 98% acceptance rate is a result of hard work, the passion of helping our clients, and the best people + technology. Clients sometimes ask “Can I do it myself?” and the analogy is that this is much like trying to represent yourself in a criminal trial—you can do it, but most people would agree that in order to get the best outcome, you should hire an attorney. The offer process can take anywhere from six months to a year to complete and Lothamer is with you every step of the way.
Typically, when a married couple goes to their CPA, accountant or hired tax preparer to do their tax returns, those returns will be prepared as Married Filing Joint.
This is typically the case due to the fact that a married couple will get a more favorable tax treatment for filing a joint return. Unfortunately, if the married couple is not careful, filing a joint return can result in dire financial consequences.

At Lothamer, our CPAs, Tax Attorneys, and Enrolled Agents discuss with you to determine the best filing status in relationship to the resolution that is recommended. Based on the type of resolution we determine the optimal filing status. Generally speaking, if a husband and wife cannot fully pay the balances due at time of filing, then Married Filing Separate should be examined.

A Married Filing Separate return can be amended to Married Filing Joint, within certain time limits, but a Married Filing Joint return can never be amended to a Married Filing Separate status.
Reduce tax debt with IRS penalty abatement. The tax penalties imposed by the IRS are intended to persuade taxpayers to file and pay taxes on time.

If you have had a serious circumstance (reasonable cause) in your life that kept you from filing or paying your taxes when due, you may be eligible for Penalty Abatement to reduce your overall balance due.

Let us help compose a request for Penalty Abatement detailing the events that were going on in your life at the time penalties were accumulated and ask for abatement based on reasonable cause. It is another option available to reduce what you owe when you do not qualify for another form of resolution to reduce the balance due.
The IRS Tax Statute of Limitations works two ways: it imposes a time limit on how long the IRS can collect taxes owed, and puts a limit on how long a taxpayer has to claim a tax refund.

The Collection Statute End Date (or CSED) for the IRS to collect taxes owed is 10 years from the date the tax was assessed, not when the tax was due. For example, if you file a return late, the statute starts from the time the return was filed. Certain factors, such as filing Bankruptcy or an Offer in Compromise (OIC), extend the Statute of Limitations

We can advise you of the CSED for a tax period and offer a resolution to stop enforcement activity until the CSED for the tax period expires.
If you are owed a refund, you have three years from the date the return was due, or two years from when the tax was overpaid, to file and claim the refund. If you don’t act within the statute, the refund is gone forever—there are no exceptions! Every year millions of dollars are lost to expired refunds.
Most national tax resolution firms attempt to steer all clients away from bankruptcy simply because they do not offer that service. They do not look at Bankruptcy as a potential option even though declaring bankruptcy puts an automatic stay on delinquent taxes, but there are many considerations. We analyze ALL your options to offer you a comprehensive plan that will make the most financial sense for you.

When a person has a back tax issue, there are many different paths towards resolution. One option may be filing a Chapter 7 or Chapter 13 Bankruptcy. Bankruptcy can be an effective way to put your financial house in order and potentially reduce the total tax liability owed.

In a Bankruptcy, there is a distinction between priority and non-priority debt. With regards to Income Taxes owed, priority debt survives while non-priority debt gets discharged. Priority debt is generally your most recent three tax years owed, while anything older is generally considered non-priority. Any unpaid balances of the non-priority debt will be fully discharged upon completion of the Bankruptcy. Clients have been able to go through a Bankruptcy and come out with a totally clean slate with the IRS, effectively paying “pennies on the dollar” for their tax bill, while eliminating other unsecured non-tax debt.

All interest and penalties cease to accrue during the Bankruptcy period, allowing you to keep the debt from spiraling out of control. A Bankruptcy places an automatic stay on collection activities. Any previously issued levies will be released and no new ones can be issued while the Bankruptcy stay is in place. A Chapter 13 Bankruptcy may allow for a more favorable payment plan than the taxing authority would. Through a Chapter 7 Bankruptcy, you may be able to discharge tax debt and/or consumer debt, putting you in a better financial situation to resolve any remaining tax liabilities if they are not all fully discharged.

Get answers to your tax questions

Even successful professionals like you need personalized tax help from a team who knows you as well as they know the IRS. You don’t have to face the problem alone.

The best results

  • Tax Resolution at the speed of life.
  • Same day tax help, get a stay on collections.
  • Determine your chances of success upfront.
  • Technology that delivers the best results.
  • Our people leverage the digital advantage.
SIMPLE, FAST, AND AFFORDABLE

Same Day Tax Help

Digital Innovation

Lothamer is your strategic copilot to navigating the IRS. Combining the best People + Technology you need, when you need them. We will be there for you. We’ll have your back while you’re building and running your business,  getting on with your life.

Putting you back in control

Easy and Accessible

We make working with us easy.
See the status of your case or send your engagement-manager a text message. Know exactly where you are on the road to recovery!

Trusted Experts

Chances are we’ve helped someone who was right there where you are now. You don’t have to take on the IRS yourself.

Peggy E.
Peggy E.
This week
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We had a very good experience with Lothamer. They obtained the results that we signed up for at the initial consultation. The staff was excellent and they communicated effectively with us. They were able to resolve our serious IRS tax problem. Thank you Lothamer for all your help.
Mike R.
Mike R.
Last month
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We came to Lothamer with a serious tax debt. At the initial consultation our options to resolve the tax debt were clearly explained to us. The staff was excellent to work with and Lothamer did what they said they would do. In the end, Lothamer save us a lot money.
Tina S.
Tina S.
This week
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What a big sigh of relief they were in helping me with a very difficult, frustrating situation. They made it manageable and easy to take care of. Very knowledgeable in helping me with a tax debt that incurred during my marriage that I was responsible for even though it technically was due to my ex's poor decisions. Lothamer knew the laws and educated me as to how I could take care of this problem in the most effective, least financial way. Thank you for relieving this huge burden that was on me.
Sean C.
Sean C.
This week
Read More
Lothamer has more than helped me for a few years now. Friendly and knowledgeable people who will treat you right and get the job done!!
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Great company to work with. I was in a tragic situation with the IRS after my divorce and they helped me out tremendously. I highly recommend Lothamer Tax Services.

Darren T.

$35,000 Saved

I couldn’t leave my house but Lothamer was there for me always. It was so easy to connect face-to-face even when we couldn’t be in the same room. One click and we were talking! Thank you Lothamer!

Gary L.

$35,000 Saved

Need tax help now?

Expert advice is at your fingertips. We’ve got your back! Get support in-office and virtual.

Contact Lothamer

(877) 955-9020

Americas most respected tax resolution firm. Settling the toughest tax problems since 1975
Service is by appointment only with flexible times making Lothamer easy to work with. Work directly with a Lothamer tax help expert.
SIMPLE, FAST, AND AFFORDABLE

Same Day Tax Help

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Service is by appointment only with flexible times making Lothamer easy to work with. Work directly with a Lothamer tax help expert.

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Fast Action

Most competitors take several days or weeks to
speak to a qualified expert. We do it in 24 hrs.

Expert answers

From day one you'll be working with the industry's best tax resolution experts. We've seen it all, from receipts in shoeboxes to no files at all.

We'll do the heavy lifting.

We start by understanding your unique situation and pulling IRS transcripts to know exactly what the IRS knows about you, years unfiled, amounts owed, and other significant data to help support our efforts to help you.

The First 24 hrs

Hours
Minutes
Seconds

The data we pull from the IRS is used in our IRS Success Simulator to identify your chances of succeeding with a certain strategy. We then work to optimize paths to resolution including opportunities to significantly reduce what you owe.

Within 24 hrs

We request a stay on collections, to stop wage levies and bank garnishment.

Direct the IRS to communicate with Lothamer including mail which is scanned daily for review.

Import a copy of your IRS transcripts to start analyzing everything the IRS knows about you.

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